:root{--ink:#16343a;--muted:#526d72;--sea:#0b766e;--deep:#075c57;--foam:#ecfaf6;--sand:#f8f3e5;--line:#d6e5e1;--paper:#fff}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;color:var(--ink);background:#fcfefd;line-height:1.72}
a{color:var(--deep)}.wrap{width:min(1120px,calc(100% - 36px));margin:auto}header{background:rgba(255,255,255,.97);border-bottom:1px solid var(--line);position:sticky;top:0;z-index:10}.nav{min-height:72px;display:flex;justify-content:space-between;align-items:center;gap:20px}.brand{display:flex;align-items:center;gap:10px;color:var(--ink);text-decoration:none;font-weight:850}.drop{width:26px;height:31px;background:var(--sea);border-radius:55% 45% 60% 40% / 70% 45% 55% 30%;transform:rotate(45deg)}.navlinks{display:flex;gap:18px;align-items:center}.navlinks a{text-decoration:none;color:var(--ink);font-weight:700;font-size:.92rem}
.hero{padding:72px 0 46px;background:linear-gradient(135deg,var(--foam),#fff 64%,var(--sand))}.eyebrow{text-transform:uppercase;letter-spacing:.14em;font-weight:850;font-size:.76rem;color:var(--sea)}h1{font-size:clamp(2.35rem,5.6vw,4.6rem);line-height:1.03;letter-spacing:-.052em;max-width:900px;margin:.18em 0 .3em}h2{font-size:clamp(1.55rem,3vw,2.15rem);line-height:1.2;letter-spacing:-.025em;margin-top:2.15em}h3{font-size:1.25rem;margin-top:1.6em}p,li{font-size:1.035rem}.lede{font-size:1.24rem;color:#35575c;max-width:820px}.content{max-width:850px;padding:38px 0 76px}.wide{max-width:1120px}.button{display:inline-block;background:var(--sea);color:#fff;text-decoration:none;padding:13px 19px;border-radius:9px;font-weight:850}.button:hover{background:var(--deep)}.button.secondary{background:#fff;color:var(--deep);border:1px solid var(--sea)}.callout,.disclosure,.answer{padding:18px 20px;border-radius:12px;margin:25px 0}.callout{background:var(--foam);border:1px solid #bce4d9}.disclosure{background:var(--sand);border:1px solid #e8ddbf;font-size:.94rem}.answer{background:#f7faf9;border-left:4px solid var(--sea)}.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:15px;margin:24px 0}.card{display:flex;flex-direction:column;gap:8px;padding:21px;border:1px solid var(--line);border-radius:14px;text-decoration:none;background:#fff;box-shadow:0 8px 24px rgba(22,52,58,.04)}.card b{font-size:1.08rem}.card span{color:var(--muted);font-size:.95rem}.compare{width:100%;border-collapse:collapse;margin:22px 0;font-size:.96rem}.compare th,.compare td{padding:12px;border:1px solid var(--line);vertical-align:top;text-align:left}.compare th{background:var(--foam)}.toc{background:#fff;border:1px solid var(--line);border-radius:12px;padding:18px 22px;margin:24px 0}.toc a{display:block;padding:4px 0}.fine,.sourcebox{font-size:.88rem;color:var(--muted)}.sourcebox{border-top:1px solid var(--line);margin-top:42px;padding-top:18px}.sourcebox li{font-size:.9rem}footer{border-top:1px solid var(--line);background:#fff;padding:36px 0 50px}.foot{display:flex;justify-content:space-between;gap:28px;flex-wrap:wrap}.footlinks{display:flex;gap:14px;flex-wrap:wrap}.footlinks a{font-size:.9rem}
@media(max-width:800px){.navlinks{display:none}.cards{grid-template-columns:1fr}.hero{padding:52px 0 32px}h1{font-size:2.65rem}.compare{font-size:.86rem}.compare th,.compare td{padding:8px}}

.offerbar{background:#0d403f;color:#fff;text-align:center;padding:9px 16px;font-size:.91rem}.offerbar a{color:#fff;font-weight:850}
.productbox{border:2px solid var(--sea);border-radius:16px;padding:24px;margin:28px 0;background:linear-gradient(135deg,#fff,var(--foam))}
.productbox .kicker{font-size:.76rem;text-transform:uppercase;letter-spacing:.12em;font-weight:850;color:var(--sea)}
.productbox h2,.productbox h3{margin:.3em 0}.checks{padding-left:1.25rem}.checks li{margin:.35rem 0}
.ctarow{display:flex;gap:12px;align-items:center;flex-wrap:wrap;margin-top:18px}.micro{font-size:.82rem;color:var(--muted)}
.bridge{border:1px solid var(--line);border-radius:14px;padding:20px;margin:30px 0;background:#fff}.bridge b{font-size:1.1rem}.bridge p{margin:.35rem 0 .8rem}
.stickybuy{position:fixed;right:18px;bottom:18px;z-index:20;background:var(--sea);color:#fff;text-decoration:none;font-weight:850;padding:13px 17px;border-radius:999px;box-shadow:0 10px 30px rgba(0,0,0,.18)}
.moneygrid{display:grid;grid-template-columns:repeat(2,1fr);gap:14px}.moneygrid .card{min-height:145px}
@media(max-width:800px){.moneygrid{grid-template-columns:1fr}.stickybuy{left:18px;right:18px;text-align:center}.offerbar{font-size:.84rem}}

.calc{border:1px solid var(--line);background:#fff;border-radius:14px;padding:22px;margin:28px 0}.calc label{display:block;font-weight:750;margin-top:10px}.calc input{width:100%;max-width:240px;padding:10px;border:1px solid #b9cfca;border-radius:8px;font:inherit}.calc button{margin-top:14px;border:0;cursor:pointer}.result{margin-top:14px;padding:13px;background:var(--foam);border-radius:9px;font-weight:750}
.scorecard{display:grid;grid-template-columns:repeat(2,1fr);gap:12px;margin:22px 0}.scoreitem{border:1px solid var(--line);border-radius:12px;padding:16px;background:#fff}.scoreitem b{display:block;margin-bottom:5px}
.evidence{border-left:4px solid var(--sea);padding:14px 18px;background:#f7fbfa;margin:24px 0}.byline{font-size:.86rem;color:var(--muted);margin-top:10px}
@media(max-width:800px){.scorecard{grid-template-columns:1fr}}